The Made in America Manufacturing Finance Act of 2025: Enhancing Loan Limits for Small Manufacturers

Introduced on May 1, 2025, this bill aims to increase loan limits for loans made to small manufacturers and provide additional support for these businesses.  View the full text of S. 1555

Section 1: Short Title

This Act may be cited as the 'Made in America Manufacturing Finance Act of 2025'.

Section 2: Definitions

Section 3 of the Small Business Act (15 U.S.C. 632) is amended by adding at the end the following:

• (1) the primary business of which is classified in sector 31, 32, or 33 of the North American Industrial Classification System; and
• (2) all of the production facilities of which are located in the United States.

Section 3: Small Business Act Loan Limits for Small Manufacturers

Section 7(a) of the Small Business Act (15 U.S.C. 636(a)) is amended to increase loan limits for small manufacturers:

(1) in paragraph (3), (A) in subparagraph (A)—

• (i) by inserting "except as provided in subparagraph (B)," before "if the total";
• (ii) by striking "would exceed $3,750,000" and inserting the following:

“would exceed—

• (i) $3,750,000";
• (iii) in clause (i), as so designated, by striking "section 7(a)(14) for export purposes; and" and inserting "; or"
• (iv) by adding at the end the following:

“(ii) in the case of a borrower that is a small manufacturer, $10,000,000.”

(2) Section 502(2)(A)(iii) of the Small Business Investment Act (15 U.S.C. 696(2)(A)(iii)) is amended by striking "$5,500,000" and inserting "$10,000,000".

Support for Small Manufacturers

This bill aims to provide additional support for small manufacturers by increasing loan limits and providing more resources for these businesses.