Floodplain Enhancement and Recovery Act: A New Law to Support Ecosystem Restoration

Introduced in the Senate of the United States on May 1, 2025 S. 1564 is a Bill (119th Congress) To amend the Homeowner Flood Insurance Affordability Act of 2014 to address ecosystem restoration projects, and for other purposes.

SECTION 1. SHORT TITLE

This Act may be cited as the ‘‘Floodplain Enhancement and Recovery Act’’.

SEC. 2. ECOSYSTEM RESTORATION PROJECTS

(a) IN GENERAL.—Section 22 of the Homeowner Flood Insurance Affordability Act of 2014 (42 U.S.C. 4101e) is amended to read as follows:   ‘‘SEC. 22. ECOSYSTEM RESTORATION PROJECTS.’’

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(b) TECHNICAL AND CONFORMING AMENDMENT

The table of contents for the Homeowner Flood Insurance Affordability Act of 2014 (Public Law 113–89) is amended by striking the item relating to section 22 and inserting the following:

‘‘Sec. 22. Ecosystem restoration projects.’’

(c) GUIDANCE

(1) DEFINITIONS.—In this subsection:   ADMINISTRATOR. The term ‘‘Administrator’’ means the Administrator of the Federal Emergency Management Agency. COVERED AGENCIES. The term ‘‘covered agencies’’ means Federal and State natural resource agencies, as determined by the Administrator.

(2) ISSUANCE.—Not later than 180 days after the date of enactment of this Act, and after consultation with the heads of covered agencies, the Administrator shall issue guidance to implement section 22 of the Homeowner Flood Insurance Affordability Act of 2014 (42 U.S.C. 4101e), as amended by this section.