Bill S. 1807 is a legislation introduced to require an income identification and verification platform for certain federal benefit funds, and for other purposes.

Introduced on May 19, 2025, this bill aims to improve the accuracy of federal benefits by requiring states to use an Enhanced Income Identification and Verification Platform.

This Act may be cited as the ‘‘Timely and Accurate Benefits Act’’.

To be eligible to receive Federal funds for a covered Federal benefit program, a State, not later than 1 year after the date of the enactment of this Act, shall procure, and use an Enhanced Income Identification and Verification Platform.

In this Act:

1. Covered Federal Benefit Program: Any program administered by the Federal government, or by a State or local government using Federal funds, in which eligibility for benefits, or the amount of benefits, is determined, in whole or in part, based on the income of an individual or household.
2. Enhanced Gross Income: Means wages, salaries, tips included and not included on pay stubs, and other compensation from all forms of employment, including traditional W-2 employment not provided by existing data sources, contract work, self-employment, and participation in the gig economy; unemployment compensation; benefits paid under the Old-Age and Survivors Insurance and Disability Insurance programs and associated benefits under title II of the Social Security Act; Supplemental Security Income (SSI) benefits paid under title XVI of the Social Security Act; interest and dividends; short-term and long-term rental income; royalties; child support and alimony payments; and other sources of income not currently obtained through existing data sources that provide for payroll, new-hire, and latent State and Federal tax data.

The Enhanced Income Identification and Verification Platform means:

1. Services incorporating automated, real-time data matching and analytics to proactively identify and verify potential instances of unreported or underreported enhanced gross income, inconsistent income reporting, or other indicators of potential ineligibility or improper payments.
2. Receiving and analyzing applicant-permissioned deposit account transactional data that identifies and verifies sources of enhanced gross income not currently obtained through existing data sources that provide for payroll, new-hire, and latent State and Federal tax data, with the option for the claimant to review and attest to the accuracy of the data.
3. The ability to identify and consolidate overlapping data to avoid double-counting of financial records.

The term ‘‘State’’ means each of the 50 States, the District of Columbia, and each territory and possession of the United States.