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The VA Home Loan Program Reform Act of 2025 is a bill introduced in the United States Congress that aims to reform the Department of Veterans Affairs’ (VA) home loan program. The bill was passed by the House of Representatives on May 19, 2025.
Section 1: Short Title
This Act may be cited as the ‘‘VA Home Loan Program Reform Act’’.
Section 2: Authority of the Secretary of Veterans Affairs to take certain actions in the case of a default on a home loan guaranteed by the Secretary
(a) IN GENERAL.—Section 3732 of title 38, United States Code, is amended—
(1) in subsection (a)—
(A) in paragraph (1), by striking ‘‘obligation’’ each place it appears and inserting ‘‘loan’’;
(B) in paragraph (2)—
(A) in subparagraph (A), by striking ‘‘the Secretary shall take into account, to the extent practicable, any—’’ and inserting ‘‘any—’’;
Section 3: Partial Claim Program
(b) CLEURAL AMENDMENT.—The table of sections at the beginning of such chapter is amended by inserting after the item relating to section 3736 the following new item:
- 3737. Partial Claim Program.
Section 4: Strategy of the Secretary of Veterans Affairs regarding the effect of certain litigation
Not later than 90 days after the date of the enactment of this Act, the Secretary of Veterans Affairs shall submit to the Committees on Veterans’ Affairs of the Senate and House of Representatives a report on the strategy of the Secretary to ensure that a veteran who seeks to purchase a home with a loan guaranteed under chapter 37 of title 38, United States Code, is not at a disadvantage when attempting to secure representation by a real estate agent or broker.
Section 5: Increase of authorization of appropriations for Comprehensive Service Programs for Homeless Veterans
Section 2016 of title 38, United States Code, is amended—
(1) in paragraph (7), by striking ‘‘fiscal year 2015 and each subsequent fiscal year’’ and inserting ‘‘each of fiscal years 2015 through 2024’’;
(2) by adding at the end the following new paragraphs:
- $344,000,000 for each of fiscal years 2025 and 2026.
- $257,700,000 for each fiscal year thereafter through fiscal year 2030.
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